Insurance in and around Independence
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Personal Price Plans To Fit Your Needs
Wondering how you can help protect yourself, your loved ones, and the life you've built in a world that often throws the unanticipated at you? Ask agent Houston Richards how you can design a Personalized Price Plan® that's right for you. And while you're at it, check out State Farm's safe driving rewards, bundling options and discounts!
Protect the life you've built
Protect what matters most

Insurance Products To Meet Your Ever Changing Needs
With outstanding coverage options, competitive prices and great claims service, State Farm is here for you. It's what good neighbors do.
Simple Insights®
Tips for tenant screening
Tips for tenant screening
Screening tenants is your key to success. Find out how to check tenant credit reports and perform a background check.
Night driving and headlight glare
Night driving and headlight glare
Blinding headlight glare is a dangerous aspect of night driving. Read on to discover tips on how to avoid the glare from oncoming headlights and get home safely.

Houston Richards
State Farm® Insurance AgentSimple Insights®
Tips for tenant screening
Tips for tenant screening
Screening tenants is your key to success. Find out how to check tenant credit reports and perform a background check.
Night driving and headlight glare
Night driving and headlight glare
Blinding headlight glare is a dangerous aspect of night driving. Read on to discover tips on how to avoid the glare from oncoming headlights and get home safely.