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Life Insurance in and around Independence

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Be There For Your Loved Ones

Do you know what funerals cost these days? Most people aren't aware that the standard cost of a funeral today is $8,500. That’s a heavy burden to carry when they are facing grief and pain. If the ones you leave behind cannot manage that expense, they may fall on hard times following your passing. With a life insurance policy from State Farm, your family can live comfortably, even without your income. Whether it pays for college, maintains a current standard of living, or keeps paying for your home, the life insurance you choose can be there when it’s needed most by your loved ones.

Wondering If You're Too Young For Life Insurance?

And State Farm Agent Houston Richards is ready to help design a policy to meet you specific needs, whether you want coverage for a specific number of years or level or flexible payments with coverage designed to last a lifetime. Whichever one you choose, life insurance from State Farm will be there to help your loved ones keeping going, even when you can't be there.

More people choose State Farm® as their life insurance company over any other insurer. Are you ready to learn more about what the State Farm brand can do for you? Visit State Farm Agent Houston Richards today.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Reasons to buy life insurance

Life insurance is often thought of as a way to protect loved ones by providing for final expenses and estate taxes but you can think beyond that.

What is Return of Premium life insurance?

What if a life insurance policy refunded all the premiums you paid if you outlive the term. That's the premise behind Return of Premium life insurance.

Profile photo of a State Farm Agent named: Houston Richards

Houston Richards

State Farm® Insurance Agent
Office Address:
17000 E Us Highway 24 Suite E
Independence, MO 64056-1524
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Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Reasons to buy life insurance

Life insurance is often thought of as a way to protect loved ones by providing for final expenses and estate taxes but you can think beyond that.

What is Return of Premium life insurance?

What if a life insurance policy refunded all the premiums you paid if you outlive the term. That's the premise behind Return of Premium life insurance.