Life Insurance in and around Independence
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It's Never Too Soon For Life Insurance
Choosing life insurance coverage can be a lot to think about with various options out there, but with State Farm, you can be sure to receive dependable caring service. State Farm understands that your primary reason is to help provide for the ones you hold dear.
Get insured for what matters to you
What are you waiting for?

State Farm Can Help You Rest Easy
But what coverage do you need, considering your situation and your loved ones? First, the type and amount of insurance you apply for should correspond with your current and future needs. Then you can consider the cost of a policy, which is calculated using how old you are and how healthy you are. Other factors that may be considered include occupation and body weight. State Farm Agent Houston Richards can walk you through all these options and can help you determine what will work for you.
Looking for a life insurance option that even those who thought they couldn't qualify could benefit from? Check out State Farm's Guaranteed Issue Final Expense. It can prove useful to cover final expenses, such as medical bills or funeral costs, without overwhelming your loved ones. Contact your local State Farm agent Houston Richards and see how you can be there for your loved ones—no matter what.
Have More Questions About Life Insurance?
Call Houston at (816) 796-9111 or visit our FAQ page.
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Simple Insights®
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

Houston Richards
State Farm® Insurance Agent
Simple Insights®
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.