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Life Insurance in and around Independence

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It's Never Too Soon For Life Insurance

If you are young and a recent college graduate, it's the perfect time to talk with State Farm Agent Houston Richards about life insurance. That's because once you buy a home or condo, you'll want to be ready if tragedy strikes.

Get insured for what matters to you

Life happens. Don't wait.

Life Insurance You Can Trust

Coverage from State Farm helps you rest easy knowing those you love will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the many expenses that come with raising children, life insurance is an indispensable need for young families. Even if you don't work outside the home, the costs of substituting domestic responsibilities or before and after school care can be huge. For those who aren't raising a family, you may be financially responsible to business partners or have aging parents who rely on your income.

Did you know that there's now a life insurance option available that's perfect for someone who thought they couldn't qualify? It's called Guaranteed Issue Final Expense and it can really be helpful when it comes to paying for final expenses like medical bills or funeral costs. Don't let these expenses overwhelm your loved ones in the future - check out State Farm Guaranteed Issue Final expense from State Farm agent Houston Richards and see how you can be there for your loved ones—no matter what

Have More Questions About Life Insurance?

Call Houston at (816) 796-9111 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

How to use life insurance to help a special needs child or adult

From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

Profile photo of a State Farm Agent named: Houston Richards

Houston Richards

State Farm® Insurance Agent
Office Address:
15441 US-24
Independence, MO 64050
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Houston Richards

Houston Richards

State Farm® Insurance Agent
Office Address:
15441 US-24
Independence, MO 64050
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

How to use life insurance to help a special needs child or adult

From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.