Life Insurance in and around Independence
Coverage for your loved ones' sake
Life happens. Don't wait.

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Protect Those You Love Most
There's a common misconception that Life insurance is only needed when you become a senior, but even if you are young and newly married, now could be the right time to start learning about Life insurance.
Coverage for your loved ones' sake
Life happens. Don't wait.

State Farm Can Help You Rest Easy
Life can be just as unpredictable when you're young as when you get older. That's why now could be a good time to get Life insurance and why State Farm offers a couple of different coverage options. Whether you're looking for coverage for a specific time frame or level or flexible payments with coverage to last a lifetime, State Farm can help you choose the right policy for you.
Regardless of where you're at in life, you're still a person who could need life insurance. Talk to State Farm agent Houston Richards's office to check out the options that are right for you and your family.
Have More Questions About Life Insurance?
Call Houston at (816) 796-9111 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
How to use life insurance to help a special needs child or adult
How to use life insurance to help a special needs child or adult
From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.
Employer-owned life insurance
Employer-owned life insurance
Find out about employer-owned life insurance policies and how they might play a vital role in the financial life of a business.

Houston Richards
State Farm® Insurance Agent
Simple Insights®
How to use life insurance to help a special needs child or adult
How to use life insurance to help a special needs child or adult
From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.
Employer-owned life insurance
Employer-owned life insurance
Find out about employer-owned life insurance policies and how they might play a vital role in the financial life of a business.