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Homeowners Insurance in and around Independence

Would you like to create a personalized homeowners quote?

What's More Important Than A Secure Home?

No one knows what tomorrow will bring. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance covers more than your home. It protects both your home and your valuable possessions. If your home is affected by vandalism or a tornado, you could have damage to some of your belongings on top of damage to the structure itself. Without insurance to cover your possessions, you may struggle to replace all of the things you lost. Some of your valuables can be protected from theft or loss outside of your home, like if your car is stolen with your computer inside it or your bicycle is stolen from work.

A good neighbor helps you insure your home with State Farm.

The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Don't Sweat The Small Stuff, We've Got You Covered.

Handling mishaps is made easy with State Farm. Here you can construct a personalized policy or file a claim with the help of agent Houston Richards. Houston Richards will make sure you get the personalized, excellent care that you and your home needs.

Ready for some help understanding the policy that's right for you? Get in touch with agent Houston Richards's team for assistance today!

Have More Questions About Homeowners Insurance?

Call Houston at (816) 796-9111 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Create a moving to-do list

A to do list for moving will help ease the transition, making it less stressful and chaotic.

Insurance issues to consider when hosting a house party

Having the right amount of insurance can help protect you when you're hosting a party. Use these tips to make sure you're covered.

Profile photo of a State Farm Agent named: Houston Richards

Houston Richards

State Farm® Insurance Agent
Office Address:
15441 US-24
Independence, MO 64050
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Houston Richards

Houston Richards

State Farm® Insurance Agent
Office Address:
15441 US-24
Independence, MO 64050
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Create a moving to-do list

A to do list for moving will help ease the transition, making it less stressful and chaotic.

Insurance issues to consider when hosting a house party

Having the right amount of insurance can help protect you when you're hosting a party. Use these tips to make sure you're covered.